Electric Wheelchair Insurance

  • Up to £2 Million Public Liability Insurance
  • Theft, Vandalism, Damage or Loss of your wheelchair
  • Loss or theft of personal effects
  • No fees for policy changes

Blue Badge Insurance has teamed up with Surewise

powered wheelchair

Leading Supplier of Powered Electric Wheelchair Insurance

At Blue Badge Mobility Insurance we understand how crucial your electric wheelchair is to your everyday life, as is insurance cover for Powered Wheelchairs for the loss or damage of your vehicle. We are focused on keeping you moving and giving you full peace of mind as you use your Powerchair.

Insurance has been created to reassure you should the unexpected happen so you’ll have the protection and coverage you need.

For those who use manual wheelchairs, click here for comprehensive manual wheelchair insurance.

Why do you need Electric Wheelchair Insurance?

Your wheelchair keeps you on the move and helps enable your freedom. It can give you the lift and boost that you need but the use of your Electric Wheelchair, often in busy pedestrian areas, is not without risk.

Powered wheelchair user

What’s Covered?

  • Public liability up to £2 MILLION for injury or damage to property
  • Accidental damage to your Powerchair including theft and vandalism
  • Replacement of your Powerchair if we are unable to repair it
  • Serious Injuries to you while using your Powerchair
  • Loss or theft of personal effects
  • This Policy does not cover Mechanical Breakdown
  • There is an excess to pay for claims under the public liability and accidental damage sections

Optional Extras

  • Recovery Service

    If your Powerchair breaks down, or if after an insured event your Powerchair is unusable, we have a recovery service which will recover you and your Powerchair and return it to your chosen destination within a 20 mile radius of breakdown. If you choose not to use the recovery service, we will refund costs incurred by you to get you and your Powerchair up to a limit of £150

  • Puncture Insurance

    If your Powerchair suffers from a puncture we will cover the cost of fixing the puncture up to a value of £95 as long as a receipt is provided

  • Key Insurance

    If your key is accidentally lost, damaged or stolen, we will pay up to £1,000 in respect of:
    a) Locksmiths charges, new locks (if a security risk has arisen)
    b) Replacement keys
    c) Re-programming of immobilisers, infra-red handsets and alarms

Benefits of this policy

  • Up to £2 Million Public Liability insurance
  • Theft, Damage or Loss of your Powerchair
  • Loss or theft of personal effects
  • Optional Recovery Service
  • Optional Puncture/Key cover

Blue Badge has teamed up with Surewise

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Blue Badge Benefits

Consistently low prices

Friendly UK-based staff only a phone call away

No charge for policy changes

Quick and easy claims service

Authorised and regulated by the Financial Conduct Authority

Have a Question? Perhaps Our FAQ Can Help.

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Do I need to have electric wheelchair insurance?

No, there is no law that states you must have electric wheelchair
insurance. Many people do opt to take out insurance to protect
themselves against 3rd Party Claims (if you injure someone or damage
someone’s property) and to protect against theft or accidental damage
to their scooters, but it is not compulsory

I’ve got a manual wheelchair with powered wheels/powered attachment, can you insure it?
Yes, we can cover manual wheelchairs and powered attachments under one policy as a Powered Wheelchair, as long as the powered wheels/attachments don’t go faster than 8mph, and as long as the combined value of the chair and the wheels/attachment doesn’t exceed £7,000 in value. The wheelchair will be covered for use both with and without the wheels/attachment. *(PLEASE NOTE – WE CAN NOT INSURE THE BATEC ELECTRIC OR THE BATEC RAPID ATTACHMENTS DUE TO THEIR TOP SPEEDS)*
The scooter/wheelchair is being used by my son/daughter, do you put the policy in their name or mine?
It’s entirely up to you, we can put the policy in your son/daughter’s name, and put a note on the policy to say they’re under 18 and to discuss the policy with yourself, or alternatively, we can put the policy in your name, the equipment is covered for whoever you give your permission to use it. If you would like to policy in your name, we can put a note on the policy to say it’s your son/daughter who is actually using the scooter/chair

Got a Question?

If you have any questions or need a hand with your policy, get in touch with our helpful team today, we would be happy to help!

Wheechair user with a laptop